Every stay in 2026 gives you a chance to win a free two‑night getaway in 2027—our way of saying thank you for choosing us!

Tops’l Beach and Racquet Resort is a serene destination on 52 private acres in Miramar Beach—just minutes from Destin. Dive into relaxation at the Summit at Tops'l #512, a stunning two-bedroom retreat!. This property offers a private balcony with breathtaking gulf views. Inside, you’ll find modern amenities including a fully-equipped kitchen, a cozy living area, and sleeping for 7 guests.

Welcome to your coastal escape—where every moment is designed for comfort, relaxation, and unforgettable Gulf side memories. From the moment you walk in, you’re greeted with bright, breezy living spaces and wide-open views of the stunning Gulf of Mexico. Settle in, kick off your shoes, and let the vacation begin.

Step into an open living and dining area perfect for gathering, unwinding, and savoring meals together. Whether you're stretching out on the sofa after a beach day or sharing breakfast before hitting the pool, the space is made for moments that bring everyone together.

Just outside, the private balcony invites you to breathe in the salty air and enjoy resort and Gulf views from high top seating—ideal for morning coffee, sunset cocktails, or simply watching the waves roll in.

Master Suite 🛌
Wake up to coastal sunshine and step directly onto the balcony from your plush king bed suite. Enjoy a peaceful retreat complete with a flat screen TV and a modern private bathroom featuring a relaxing shower/tub combo.

Guest Bedroom 🛌
Perfect for families and groups, this comfortable room includes a queen bed and twin bed, another flat screen TV, and convenient access to a beautifully updated bathroom with a stone walk in shower.

Everything You Need for a Stress Free Stay! Enjoy over 1,100 sq. ft. of thoughtfully appointed space with amenities that make vacationing effortless:
• Fully equipped kitchen for easy meals and snacks
• Stackable washer & dryer to keep beach gear fresh
As a guest of The Summit at Tops’l, you have access to an amazing collection of resort perks designed to elevate your stay:
• Year round heated pool
• The resort’s largest hot tub
• Private beach access—just moments away
• Secure gated community for peace of mind

💥 Miramar Beach, Florida
The delicate white sandy beaches and shimmering Gulf of Mexico waters have enticed vacationers to visit the Miramar Beach, Florida area for many years. Situated on the east end of Scenic Gulf Drive (Old Highway 98), Miramar Beach has much to offer visitors from all over the world. Visitors from around the world come to enjoy days filled with relaxation, majestic coastal beauty, and endless activities. Enjoy golfing, water sports, fishing, shopping, amusement parks, nightlife, and award-winning restaurants—truly something for everyone in wondrous Destin.

To further enhance each stay, Salt Water Vacations partners with Xplorie to provide one (1) complimentary admission each day of your stay to some of the area’s most popular attractions, ensuring fun is included every day. Restrictions Apply. For questions, please contact one of our reservation specialists.
💥 Salt Water Vacations has been dedicated to delivering warm hospitality and unforgettable memories for over three decades, along the Emerald Coast. From the moment you book, our caring local team is here to help—offering insider tips, personalized service, and a wide selection of beautiful homes and condos throughout Destin, Fort Walton Beach, Navarre Beach, and South Walton.

Families return to us year after year, and we can’t wait to welcome you too! Let us help you create the vacation you’ll talk about for years to come.